Dan Goldie is an independent financial advisor, #1 New York Times bestselling author, and former professional tennis player. He has helped his firm, Dan Goldie Financial Services, become one of the country’s leading independent wealth management firms and a model of operational efficiency and client service. As an internationally recognized proponent of asset class investing using low-cost, passively managed vehicles, Dan has helped transform the financial planning industry and change the way many people invest.
One of his most influential accomplishments is The Investment Answer, the bestselling book he coauthored in 2011 with Gordon Murray. Now published in 10 languages and used by financial advisors around the world to educate their clients, The Investment Answer describes, in plain English, the five key decisions every investor needs to make. The success of this book and his business has given Dan a platform to publicly promote ideas he believes are important. These include independent, fee-only financial advice, fiduciary duty for advisors, and asset class investing.
Dan grew up in McLean, Virginia were he excelled in school and sports. At age 7, his father became an alcoholic and his parents eventually divorced. Dan used this adversity to fuel his drive to achieve and make a better life for himself. He became one of the nation’s top junior tennis players and attended Stanford University on a tennis scholarship, where his won the 1986 NCAA singles title and graduated with a degree in economics.
After graduation, Dan had a brief but successful professional tennis career. In three years, he won four professional titles, reached the quarterfinals of Wimbledon, the round of 16 of the U.S. Open, and the round of 16 at the Australian Open. After achieving a career-high singles ranking of 27 in the world in 1989, he developed stress fractures in both shins and had to retire from competitive play two years later. Dan did not play tennis again for 24 years, but began competing again in 2015 when he won the over 50 U.S. national hard and grass court singles titles.
Motivated by his desire to help people achieve financial security, Dan became an independent financial advisor in 1991. He started from scratch with no clients or assets under management. In these early years, he committed himself to bringing on new clients and completing an advanced financial education. His business grew steadily and he earned the prestigious Chartered Financial Analyst designation, the CERTIFIED FINANCIAL PLANNER certification, and an M.B.A. from U.C. Berkeley’s Walter A. Haas School of Business.
Dan has been acknowledged for his business achievements in many ways. He has been recognized by the San Francisco Business Times as one of the top 25 Bay Area independent advisors. Barron’s has listed him in several of their top U.S. advisor lists. And the Financial Times listed Dan Goldie Financial Services as one of the top 300 investment advisors in the U.S. in 2015. He was also profiled by Sports Illustrated and Fortune in their series on professional athletes who have gone on to be successful CEOs.
Dan’s story and his approach to investing have been told by many major new outlets including The New York Times, The Wall Street Journal, Barron’s, ABC News, Fox News, Sports Illustrated, Fortune, NPR, and U.S. News & World Report.
Dan has three children and lives in Los Gatos, California.
Dirk Gilliard is an independent financial advisor and financial planner helping individual investors and families make smart decisions and realize their investment goals. With clients throughout the country, Dirk takes an educational, consultative approach to providing advice. He incorporates the principles of modern finance as well as academic and professional research to help guide his clients through the often complex and counterintuitive world of investing and personal finance.
Dirk has an extensive and diverse 24-year career in financial services. He has worked on the floor of the Pacific Stock Exchange, managed complex investment accounting software, and marketed institutional investment services to the world’s biggest investors. Having seen all aspects of the traditional investment industry, highlighted by his time working for the retail brokerage division of a Wall Street Bank, Dirk realized that the industry’s hard-sales tactics and many conflicts of interest did not serve clients well and was inconsistent with his personal values.
It was then that Dirk learned about asset class investing and decided to build a business around what saw as a better way to invest and help clients achieve their financial goals. Starting with only a handful of clients, he founded his own investment advisory firm 2008, and then joined as a partner with Dan Goldie Financial Services in 2011.
Dirk was raised in Marin, California. As a young man, he learned early the lessons of hard work and self-reliance and developed a desire to help others. While working throughout high school to help his family financially, Dirk found time to become an elite swimmer and water polo player. He played water polo for U.C. Berkeley as a walk-on and graduated in 1990 with a degree in Political Economy after being accepted to Berkeley’s International & Area Studies Academic Program.
Dirk is passionate about coaching and helping those less fortunate. He
volunteers extensively for philanthropic organizations that share this core value. Since 2009, Dirk has served as a member of the board of advisors for the Salvation Army of San Francisco. He is also a senior member of the Guardsmen of San Francisco, a group dedicated helping Bay Area at-risk youth.
Dirk and his wife, Nicole, reside in Los Altos with their two boys. He enjoys traveling, cycling, skiing, ski mountaineering, and swimming with Stanford Masters.
David is among a select group of investment advisors with extensive estate planning, executive compensation, and family law experience. After working with hundreds of families and witnessing firsthand the shortcomings of traditional investment methods, he sought an approach that places a client’s needs first at all times, not merely when those needs align with the interests of a financial institution or broker. He believes that attempting to beat the financial markets by timing trades or picking individual stocks is rarely a productive long-term strategy, and his commitment to low-cost, asset class investing naturally led him to Dan Goldie Financial Services.
David earned a J.D. with honors from Georgetown University and a B.A. from Stanford University. In addition, he was awarded the CERTIFIED FINANCIAL PLANNER designation after completing the required coursework at NYU. He attended Stanford on a full Naval Reserve Officer Training Corps scholarship and was the top-ranked graduate from among more than 100 trainees at five universities. Prior to graduating from law school, he drafted congressional testimony for a four-star admiral and managed several multi-billion-dollar budgets for the Navy’s renowned nuclear propulsion program.
As an attorney at Gibson, Dunn & Crutcher (consistently one of the top-ranked law firms in the world), David advised clients on complex executive compensation arrangements. He subsequently provided counsel to hundreds of families on topics ranging from sophisticated estate planning techniques to sensitive family matters, and he quickly developed a reputation as a top advisor in the Bay Area. Since 2008, David has advised clients on the disposition of more than $2 billion in assets.
David has three children and lives with his wife in Half Moon Bay. When he isn’t working or traveling with his family, he enjoys running, writing, playing classical piano, surfing, and baking and eating chocolate chip cookies.